Insurance & Warranty
Mechanical Breakdown Insurance (Extended warranty)
Buying a vehicle represents a major investment. Therefore it's wise to protect yourself against sudden and unforseen mechanical or electrical failure. The fact is, vehicles do break down from time-to-time and although you don't expect it to happen to your vehicle, it's reassuring to know that we have a policy to help protect you against the inconvenience and expensive costs of repair.
Guaranteed Asset Protection (GAP cover)
When purchasing a new vehicle and committing yourself to loan repayments over an extended term, it’s wise to protect yourself against the unfortunate event of your vehicle being written-off as a total loss and the shortfall that can occur between the amount outstanding on your finance contract and the insurance payout you receive. This policy has been designed to help pay the difference (the gap) between what your vehicle insurance policy pays out and the balance you owe under your finance contract.
Credit Contract Indemnity (Loan protection insurance)
Credit Contract Indemnity covers you and your family in the event of you suffering financial loss as a result of you being off work due to accident, illness, redundancy, suspension, business interruption, bankruptcy or hospitalisation. It also has a life-cover benefit to pay the outstanding balance of your credit contract in the event of death. With Provident Credit Contract Indemnity you can relax knowing the money you borrow today can be repaid should the unexpected happen in the future.